UCC-1 Filing  Help

This form is filed in order to "perfect" a creditor's security interest by giving public notice that there is a right to take possession of and sell certain assets for repayment of a specific debt with a certain priority. Once the form has been filed, the creditor establishes a relative priority with other creditors of the debtor. A financing statement may also be filed in the real estate records by a lessor of fixtures to establish the priority of the lessor's rights against a holder of a mortgage or other lien on the real property.

Debtors

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Provide Debtor name. Use exact, full name; do not omit, modify, or abbreviate any part of the Debtor’s name.

According to WV Law a Debtor can be an organization only if the financing statement provides the name of the debtor indicated on the public record of the debtor’s jurisdiction of organization which shows the debtor to have been organized.

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